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What a Building Contractor Has to Hire: 5 Things

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Many people don’t know the first thing about what a building contractor has to hire. A new business owner may not be aware of how many different types of workers they have to include on their payroll or equipment they have to hire, and it can be confusing for someone who is just starting out. 

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Covered By Insurance 

One of the most important things that a building contractor has to get is their own insurance. This will cover any damages the person may cause while working on an assignment. It might also be necessary to obtain liability insurance to protect themselves from lawsuits by clients who feel they did not receive adequate service. If they hire subcontractors for work, these individuals must be insured too. If something happens during their time at the job site, and someone gets hurt, they don’t want to sue them either.


If you have ever built anything with your hands, the odds are good that you know how much equipment can cost when starting a new project. Depending on what type of contracting business they are running, it could be necessary for them to hire various tools and equipment to get the job done. Therefore, they must have enough power sources and make sure these items can handle what is required by their project.

Dumping Point 

If your business is based in an area that receives a lot of rain, then the odds are good that one thing they will need to hire on occasion is a dumpster and commercial bins. This type of bulky item may not seem like something they would ever need. Still, if there’s a big job underway involving many workers clearing out debris from several areas throughout the day, things could get very messy quickly without this important tool. It might even be necessary to have additional helpers who focus mainly on taking care of any garbage disposal duties.


A professional building contractor has likely learned that hiring one or more assistants is an excellent way to keep expenses low. It might seem like simple math, but if they can do three jobs in the time it would take them to complete just one, their profits go up while keeping labour costs down. Of course, the type of assistant they hire will depend upon what kind of company they run. If you are located within an area that has strong construction worker unions, the odds are good that finding reliable workers won’t be very difficult.


Building contractors have come across something that most people don’t know before receiving bids for work is how much money local suppliers charge businesses that lease equipment from them rather than buy brand new items themselves. If your business runs out of space after bringing too much equipment on board, it might be necessary to hire one or more storage facilities for their items which can help save money if they do so frequently.

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As you can see, there are many different positions which a building contractor has to hire to have the best chance at being successful within their geographical area. Considering how much time and energy they already spend working hard every day, it’s no wonder that so many professionals with this career path choose not to take on additional duties themselves when possible. That way, they can focus more of their efforts on work happening at the job site

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What Goes Into Making A Home Out In The Country

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If you’re looking at moving out into the country, then you might have your heart set on it and even be willing to deal with a little extra difficulty. Indeed, the cost of a rural home alone, away from any town or city can be a significant barrier for some. However, here are a few tips to make sure that you’re building that new home with care and keeping your needs in mind.

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Finding the land to build on

Before you can build your gorgeous country home, you need to make sure that you actually have the plot of land that you can build on, first and foremost. Aside from finding available land, you should also check the area to make sure that you are fully aware of any zoning requirements that might apply to any property built there. Visit the land to get an idea of potential natural hazards, elevation issues with the ground, as well as things like sights, smells and sounds that might impact your comfort when living there.

Making it more sustainable

When you’re away from the infrastructure of towns and cities, it becomes easier to create more waste due to the inefficiency of being out on your own. However, there are ways to help make your home a little more green. For instance, you can look at sustainable materials that can help make the home easier to heat, cool, and to maintain over the years. Aside from being efficient, insulated wood is also highly porous, which can make it easier to control the humidity levels which tend to be a little higher out in the country.

Getting self-sufficient

If you’re buying a home away from any kind of grid, then you also need to think about how you’re going to get the utilities that your home will need. There are plenty of ways to get there, including multiple renewable energy sources such as solar energy, heat pumps, and so on that can help supplement your generator. Water, however, often goes unconsidered, so look at options like Adam Drillers that can help you set up the supply that your home needs. You also need to take a closer look at any need you might have for a septic system to manage your waste, as well.

Finding the right team

Believe it or not, it can become a lot harder to find construction teams when you’re building out in the wild. The effort and costs of making it out to your location can be too much for some of the teams that would otherwise take on the project. As such, take your time to look for teams like the Rural Building Co. that specialize in country projects. Not only are they used to making the trip, but they will also be better suited to some of the unique challenges that can pop up in country construction projects.
If you have the budget, then an idyllic country home could meet every one of your needs and be nothing but bliss. Just be sure to take care that you’re meeting the needs mentioned above.

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How To Make Your Home Feel Bigger & Better in 3 Easy Steps

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Most people wish they could afford a bigger property than they currently live in. However, the reality is that only a small percentage can afford it. Even if you have the funds, there are a host of other factors to consider. The hassle of moving, meeting new neighbours, and dealing with issues that were missed in the surveys are just some examples. In short, the prospect of staying put maay sound more attractive.

If it does, however, it’s vital that you focus on creating added space. Here’s how you can do it in just three easy steps.

Step 1: Stop Wasting Space

You cannot really complain about a lack of space if you fail to utilise what is available. Therefore, learning to analyse your home and look for areas of quick improvement is crucial. A thorough decluttering session should be at the top of your agenda. As well as clawing back valuable space, it could allow you to earn some money by selling unwanted goods. Perhaps the biggest source of spatial waste, though, is the guest room. If yours is currently going unused and unloved, now is the time to repurpose it. 

Whether you turn it into an office, gym, or playroom is up to you. Either way, it will provide far greater function than it currently does and will make the home feel larger.

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Step 2: Let There Be Light

If you can trick the eyes into perceiving a room to be bigger, it will have a telling influence on your feelings towards it. Installing French doors, skylights, or larger windows will naturally have a positive influence. Meanwhile, mirrors can be used to reflect the light while lighter colour schemes can also make living spaces look larger. A feature wall with a bold colour grabs the attention in a way that also makes the property feel stylishly large. When those tricks are used together, the impacts can be huge. 

Apart from creating the perceptions of a larger space, a brighter home can feel happier and more welcoming. So, it can improve your general happiness levels too.

Step 3: Utilise The Garden

The home doesn’t start and end with what’s inside the four walls. Your external spaces have an equally important role to play. They can add purpose and allow you to enjoy the great outdoors. Sheds offer a fantastic solution that provide extra storage for garden items while they can support the layout of your garden too. Adding a patio or a deck creates the perfect place for hosting friends and family. Further options include having a place to grow fruit and veg or a dedicated area for playing sports.

If you are put off by the thought of garden maintenance, adding artificial lawns can aid the cause. It allows you to spend more time actually enjoying the area.

The Final Word 

Making the home look and feel bigger seems like an impossible task, but it can be achieved if you are prepared to make a conscious effort. You’ve got this.

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Ready To Transform Your New Home Into Something Spectacular?

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Are you ready to transform your new home? Many times a new home will need to be upgraded in some way. Especially an older house. Perhaps it needs a complete overhaul, in this case, you will need to look at an interior designer and see what you can change. Functional spaces are trendy, as well as maintaining space. So here is what you can do – hire an expert! Before making any decisions about purchasing though, be sure that you have all the information that you need. You should consider Home Buyers Guide To Buying Well so you can see what needs to be looked at firsthand. However, once this has been done, it is time to look at how to improve the house. You should look at: Does it allow you to make changes? Does it answer you about spaces? Is it a good residential area?

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Buying a home is a big move in our lives, it is a very large financial investment that sometimes brings with it long-term commitments. It is therefore important to think things through in advance and be sure that you are in the right direction. That’s right, a perfect home is hard to find – there will always be something that will “bother” us and cry out for change. Each of us has our own needs, own conduct, own storage places and also dreams. Therefore, it is important to consult with an interior designer and understand the potential of the property.

Make sure that the areas of the houses you are inspecting are relatively similar. There may be a situation where one apartment is cheaper than the other, but its area is significantly smaller.

A consultation meeting with an interior designer before buying an apartment can bring you a lot of benefit, make you order in your head. Make life easier by letting them know what you have been looking at and the style in which you are wanting to obtain. Botanical? Classic? Modern? Together with the interior designer you can plan all your requirements in advance. What is important to you and what is less and see if all the aspirations can be implemented in the property you are interested in purchasing. After a clear understanding of what is possible, what is less and what is not at all – you can arrange a meeting and look to create the heavenly dream! In an initial consultation meeting before buying the apartment with an interior designer – you will know what is important to pay attention to in the property, what can be “exceptional” and in general what are the advantages and disadvantages of the same property.

What do you want?

Styles are always changing and in the modern world, many people want space and functionality, and perhaps even sustainability. If you have a sustainable home, you can save money on your bills every month, such as your gas prices. It will make you question how you consume energy, and if there is a way to make the most of your wasted water and energy. A new home is just around the corner; exactly the way you envisioned it.

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Should You Consider Commercial or Residential Real Estate Investments as a Newcomer?

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When it comes to growing your wealth, one of the best options you have is to invest in real estate. When you own property, you can charge people for its use and ultimately sit back as you generate passive income. It can take many years before you recuperate the money you invested, but it’s often well worth it in the end.

Unfortunately, there are many common real estate investment mistakes that people make which ultimately makes this difficult. The first thing you should consider is the type of real estate investment you should make. This usually boils down to deciding between commercial and residential real estate. So if you’re a newcomer to investments, which should you pick?

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What are the differences between residential and commercial property?

Investing in commercial real estate vs residential real estate can be a difficult decision to make on your own. Unless you have an experienced investor at your side, it can usually be difficult to decide what to do with a property under your name.

There are some common differences between these two investment types that are important to understand.

First, residential properties typically refer to things like single-family homes, apartments and condos. These are properties where people can buy it from you, or you can offer them to tenants as rented accommodation. There are lots of different ways to monetize residential property and it’s usually a bit easier for beginners because you know what’s like to live in a home.

Commercial properties are a little different. They’re used for non-residential activities such as businesses and office spaces. As such, there are a huge variety of different properties types, shapes and sizes that you need to consider. This can make it a little more difficult to manage, but you can typically get more money for the property depending on its location. This can be a significant investment on your part due to the cost of commercial property, and you’ll need to consider different kinds of licenses as well.

What are the main differences when investing between the two?

In terms of effort and profit, both residential properties and commercial properties are fairly similar. This is because the amount of money you seek to gain is directly based on the amount of money that you invest. In that sense, you can generally pick either of the two and you’ll see great gains.

However, that doesn’t mean they are equal from your perspective.

There are many reasons to invest in real estate, but perhaps one of the most important considerations is understanding why you want to invest. If it’s to simply grow your wealth, then you can choose either residential or commercial. However, if you plan to have a backup property that you occasionally want to live in, then residential properties are a much better investment since you can rent them out and then live in them when you need it. On the other hand, commercial properties can be a great option if you have experience running a business yourself.

At the end of the day, it really depends on your personal preferences and neither one is greater than the other.

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How to Ensure You Turn a Profit When Selling Your Home

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When the time comes to sell your home, you no doubt want to make as much money back as possible. That money can then go towards buying a better place to move into or you can spend it on renovating your new home. But how can you go about ensuring the highest possible level of profit when selling your home? That’s what we’re going to discuss now, so read on to learn more.

Work on the Curb Appeal

First of all, you need to make sure that your home looks the part from the outside. People often make their mind up whether or not to buy a home before they’ve even stepped inside it. That means the first impressions they get when they see the home’s exterior really do matter. A home with strong curb appeal is always going to be worth more.

Understand Your Market

Next, you need to make sure you understand your market as well as you possibly can. Who is your home going to appeal to most of all? And is the home decorated in a way that’s going to be appealing to that demographic? These are all things you need to be thinking about if you’re going to maximise the sale price of the property?

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Fix Basic Problems

It’s important to make sure that little problems don’t hold your home back, delay a sale or reduce the amount of money people are willing to pay for it. If people see little problems like these they can be put off because they’ll know that they’ll need to cover the costs of those repairs when they move in. So remove that thought from their mind by getting those little problems fixed ASAP.

Follow the Advice of Established Investors

If you want to make sure your property is sold for a profitable price, you might want to learn from people who do this kind of thing professionally. Property Investor Richard Gu is someone you can learn a lot from, so make the most of the resources and guidance that’s out there. There are plenty of tips and tricks you can take advantage of.

Make Each Room Light and Bright

Simple things often make the biggest difference when it comes to maximising the appeal of your home. When people visit your home to view it ahead of a potential offer and purchase, they’ll want to see a home that’s light, bright and inviting. If it feels dark and dingy, they’re going to be less likely to offer you a high fee for the home.

If you do all of these things, you’ll have no trouble turning a level of profit that you can be happy with. Don’t simply rush into the sale because if you do that, you’ll end up accepting a sale price that doesn’t really do justice to the property. It’s worth putting in the time and effort to get these things right.

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Property Management Strategies For Every Residential Rental Property Owner

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Property Management Strategies For Every Residential Rental Property Owner

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Residential rental property is an investment hotspot for many real estate investors worldwide. This is due to its high demand, relative stability, and profitability as compared to other property types. Australia’s 2016 Census of Population and Housing data established that almost 26% of residential dwellings in the country are rented from private landlords. Managing a residential property is a vital aspect of ownership that every landlord must be abreast with. So, if you’d like to find out how to manage your residential property more effectively, then take a look at these points below.

  1. Financial Management

A survey revealed that the average Australian spends about 27% of their weekly income on rent. Indeed, rental profits are what drives many property investors to pump money into residential property. Therefore, effectively managing this income stream is crucial to your success as a property owner. Consequently, it would help to keep proper track of all cash flow. Know how much you make from rent payments, what amount you are paying on your mortgage, and how much your insurance company is due. You should also track other personal expenses like taxes, utilities (if applicable to you), and any outstanding fees or fines you may have to settle. Many real estate experts advise that you keep proper records of all this information to help you budget effectively. Also, proper records will prevent run-ins with agencies like the Internal Revenue Service (IRS), and others. Therefore, prioritize appropriate financial management to help you effectively manage your residential property.

  1. Property Maintenance

Property maintenance is also another vital aspect of ownership. Proper care will improve your property’s curb appeal, increase its value, and preserve your tenants’ safety and health. Several property management experts agree on the 1% rule that says you must budget roughly 1% of your property’s value towards yearly maintenance. General maintenance practices include mowing the lawns, roof repairs, fixing plumbing issues, etc. Hiring professional strata cleaners to maintain your property’s common areas is also necessary to keep the place in top shape always. Personal inspections also constitute effective property maintenance, so it is vital to conduct regular checks to detect and address problems early. It would help if you also planned for occasional inspections from your insurance company, as well as town officials who will come around to determine whether your property is upholding health and safety codes.

  1. Tenant Management

Tenant management is the most immediate aspect of any rental property management that owners would have to confront due to rent collection. Many real estate experts advise that you should have an effective and stable rent collection arrangement that ensures a steady cash flow from your tenants. This arrangement must involve due dates for rent collection (either weekly or monthly), establishing grace periods, fees for late payments, and dealing with unpaid rent to ensure that you never make losses. Effective tenant management also involves managing lease agreements. As such, make sure your lease agreement is up to date and satisfies all legal terms that your state’s rental laws require. Dealing with tenant complaints and repair requests is also crucial to managing tenants. Therefore, you must have a strategy for handling these concerns like having a directory of repairmen you can contact to fix reported problems.

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Finding Your Dream Apartment

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Apartments appeal to many buyers, and it is not difficult to see why. However, there is an abundance of apartments available, and so it is crucial to plan ahead and be prepared. Below, we will reveal some of the key questions you need to ask during the buying process. 

One of the first questions you need to ask when looking for property for sale is whether the price is negotiable. As they say, if you don’t ask, you don’t get. Many properties are negotiable, and, therefore, it is advisable to enquire about this to see if you can save yourself any cash. 

The second question to ask is whether there are constant disputes between property owners in the area you are considering. You will find that most areas are fine, but it is worth asking about this, as you don’t want to be in an area whereby the environment is somewhat toxic. 

Aside from this, you should ask whether the complex in question has a lot of holiday lettings. Depending on your reason for purchasing, this may or may not be a good thing. If you are buying an apartment for investment purposes, it will be good to know that there is a lot of holiday accommodation in the area. However, if you are planning to move there, you may not want to be in an area whereby people come and go every two weeks. 

Finally, discover whether property maintenance is included. Often, when looking at garden apartments for sale on a complex, property maintenance will be included and there will be a monthly charge. 

Do You Need A Mortgage?

Apartments appeal for a number of different reasons, from those who want a holiday home in the sunshine to those who are thinking about moving to somewhere new in the future. There are then, of course, people that want to buy property for sale in order to make a profit. 

Irrespective of your reason for considering apartments, you may want to know a little bit more about mortgages if you are going to need one to complete your purchase. There are a number of different options available to you, and we are going to take you through each one. 

Firstly, there are a lot of homeowners that re-mortgage their property so that they can buy another one. This option is not perfect for everyone, as there are a number of variables. This includes the interest rates when you apply, how much of your mortgage you have paid off, and your credit rating at present. If this does not sound ideal to you, another solution to think about is arranging an overseas mortgage should you be buying a property overseas. 

Most people go for this option, as it is a lot easier. All you need to do is find a reputable estate agent that can organise this for you. One of the benefits of going down this route is that you will benefit from much better mortgage rates. Of course, there is also the possibility that your bank will have an international mortgage option. However, whether this means they provide mortgages in your location will likely depend on whether they have offices established there or not.

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3 Questions Before Building Your Dream Home

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Are you thinking about building your dream home? We’ve talked about the dream home before and the harsh reality is that your dream home – the one that you have always imagined – probably doesn’t exist on the market. That means that if you want a shot at owning it, then you’re going to have to build it yourself. But what questions do you need to answer before you do this? 

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Do You Have The Cash?

You might think that to build your dream home, you have to be a cash buyer and have money in hand. Well, this isn’t quite true because there are loan companies that are willing to lend you the money that you need. You just need to make sure that you can pay a solid amount of the cost and that you don’t need to worry about issues with bad credit. If you do have bad credit, then this can be a slight hurdle but it’s certainly not a complete roadblock. 

In terms of the price of a custom build home, then it can be more expensive than a property that you could find on the market. But remember, you’re paying to get exactly what you want so it’s worth the extra cost if you can afford it. You can also end up gaining a lot from a new build if you sell it on in the future. 

Where Should You Build? 

You do need to think carefully about where you want to build the home. Usually, when you’re looking at luxury homes, everything like environmental issues has been taken into consideration already. So, you don’t have to worry about accidentally ending up with a house on a flood plain. When you build a property from scratch, this is your responsibility. You have to make sure that you are making the right choices with the location and that does include connectivity as well. You won’t be able to build out in the middle of nowhere if a high-speed internet connection is important to you. Instead, you need to build in a place that has a supporting infrastructure which is why you should explore planned development sites. 

How Long Will It Take?

Finally, you do need to think about how long the process will take. This depends on the team that you are using. A good project management company like Costas Constructions, for example, can ensure a swift build, but other companies and arrangements may take longer. If you opt to invest in the services of a professional team, to build your property then it shouldn’t take too long at all. Potentially, the right team will have your home upright and ready for you to move in within the first year you start the process. 

We hope this helps you understand some of the key questions that you need to keep in mind when you are thinking about building your dream home. This can be a great decision, but it’s important to approach it the right way and ensure that you are prepared for the challenges that lie ahead. This is always going to start with choosing the right team to help you on this journey. 

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Preparing Your Home For Any Emergency

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As the last few weeks and months have shown us, anything can happen, and our lives can get tipped upside down in a matter of days. Disasters (or viruses) are inevitable. At some point in our lives, we are all likely to experience something like an earthquake, a flood, a storm or a hurricane. Not only that, we can also experience disasters specific to our home, like house fires, flooding, or storm damage. These kinds of things rarely give us any warning, and as such, it is pointless to just worry about them. However, it will help you in case of an emergency, to be prepared. Here are some steps to follow, to ensure that you have a foolproof plan for an emergency.

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Get Your Life Plans Back On Track

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It seems impossible to think about life at the minute. Life as we know it has stopped, even if some of it has started back up again. Even though the economy might be on the move again, it doesn’t mean that people aren’t still talking about it in every conversation that you have. It doesn’t mean you won’t turn on the TV and see every single news channel broadcasting something about it. You’ll also be reading articles like this, but instead of talking about the negatives we want to talk about the positives. The virus has shown us that we took life for granted before, and now we’re being given the chance to get it back on track. To do so, we think you need to think back to some life goals you might have, and how you can get back on track with meeting them. 

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Living in a Condo: Is It For You?

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If you are thinking about buying a home, there are many reasons why you may be considering a condo over a standard house or apartment. Condos have never been more popular, particularly with the Boomer population, who are growing older, starting to downsize and move to homes that are easier to look after. As a result, condos are in high demand.

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How to Enjoy Summer In Your Yard

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Life can’t always be fun, but it’s important that we put ourselves in positions to enjoy the food times when they’re presented to us. Take spring and summer, for example. While there are a few downsides that we have to contend with during the season, there’s also much to love — and does it get any better than spending a warm evening out in your yard, with your loved ones? Not in our book. Of course, if you’re going to enjoy these moments to the fullest, then you’ll need to have a backyard that makes it possible to do so. Below, take a look at a few tried and tested tips for making this happen. 

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How to Spot the Ideal Family Home

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Finding the perfect family home, that both has enough space for all of the family, and which makes family life as easy as it can possibly be, is no mean feat, but it can be done.

If you’re looking for your next family home and you want to ensure that you get it absolutely right, here are some tips to help you spot a good thing when you see it:

Check the Floorplan

If you want to find a home that works for you, it’s always a good idea to check out the floor plan. The way a house is laid out can make life really easy or really hard, so it’s of paramount importance that you take this seriously, For example, if the kitchen is three floors down from the bedroom and you have a baby who you need to make bottle for in the night, the thought of slogging up all those steps when you’re already dog tired probably isn’t a good one, or if you have kids who love having the space to run around, a house with a floorplan that isn’t open probably wouldn’t work out too well. Know what you need and bear that in mind when looking at the floorplan.

There’s Scope to Make Changes

Choosing a family home that has space to extend is always a plus because then you can make it what you want and change it to suit your family’s growing needs. Alternatively, you may want to look at the affordability of the house and land package homes in your area because that way you can have a great deal of input into what your house will be like right from the off., The more scope there is to put your family’s stamp on your new home, the better it will be for you all.

Outdoor Space

If you have a young family, outdoor space is vital. It will give the kids the chance to blow off some steam and allow you to spend some quiet relaxation time out in nature, Of course, outdoor space can be expensive, so if you cannot afford a home with a decent sized garden, look for properties that are close to the beach or parkland that you can all make use of instead. If there are lots of places to spend time outdoors, it’s a sure sign you’ve spotted a great family home.

Plenty of Bathrooms

One of the most annoying things about family life is the ques for the bathroom in the morning. Try to find a property where there are two or more bathrooms, or at least the ability to add more in the future, and family life will get a whole lot better.

Low Maintenance

Family life is busy, so if you spot a home that is in really good condition, and which is unlikely to need much maintenance, make an offer! Oh, and low maintenance doesn’t just mean it’s structurally sound, things like tiles or hardwood floors instead of carpet can make a huge difference too!

Good luck finding your perfect family home!

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3 Top Concerns When Buying A Home

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It’s a situation that hopefully all of us will be in at some point in our lives, and it’s something that you want to get right when you are in that situation. Buying a home can however be extremely complex, and it is no wonder that so many people worry about it when it comes to actually doing it. Buying a home requires that you have a good understanding of a number of things and we are going to look into what those things are in this article. As long as you know about the following, you will be able to go through the process of buying a home much more easily and with a much easier way, and the results should be favourably improved. Consider the following in order to do that.

The Mortgage

You of course want to make sure that you are going to find the right mortgage when you are buying a home, as without that it is unlikely you will be able to buy one at all. But a lot of people struggle with finding a mortgage that’s right for them, and much of that is down to a lack of understanding of some of the ins and outs. For a start, make sure that you are fully aware of the differences between types of interest, where one allows for change after a time and another is quite fixed for its duration. Also ensure that you are actually going to be able to give back the amount you borrow. If not, you could land yourself in deep debt trouble, which could include your home being repossessed – unless you manage to make a deal under the mortgage forgiveness debt relief act first.

The Location

You need to of course make sure that you are also happy with the location of the home, and that is something which can be surprisingly difficult to get right. You might think you know what location you want, and then once you look for homes there you decide against it – or it might be that you are still open on where to actually go looking in the first place. Getting the location right is going to be important if you are to enjoy the new home and be truly happy with it, so make sure that you put a considerable amount of effort into this first and foremost.

The Interior

If you are not happy with the interior of the home, you need to keep looking. It really is that simple, yet, it can be hard to make sure that you are really happy with it, especially as the chances are good that you will be altering it in some way once you move in anyway. Still, you want to make sure that you are pleased with the basic layout and foundation of the home, and that you feel it has the potential for improvement in the way that you would hope. As long as that is the case, it should be a home you could consider buying.

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Easy Home Staging Tips For Sellers

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Before selling your home, you need to ensure it is staged in a manner that encourages buyers to want to purchase it. You need to make sure they can see themselves living there. With that being said, read on for some helpful tips.

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Six home staging DON’TS!

 When you are staging your home for a viewing there are some things you just don’t do!

  • DON’T let your pets mingle with the viewers – You may be proud of your lovely little pup, but there is every chance that the buyer will not like dogs. They distract from the house viewing and they don’t smell great either!
  • DON’T answer the door in your slippers – You are a representation of your home. Make an effort to look nice without going over-the-top.
  • DON’T leave unfinished DIY jobs for the potential buyer – Not only does this mean they will have work to contend with upon purchasing the house, but it gives the impression that your property is in bad condition.
  • DON’T leave all of your personal items on show – You may wish to display your niece’s wedding photographs, your child’s baby photos and all the sports awards you have won. However, they stop the viewer from connecting with your property! They need to be out of sight. Use storage units until you move if you have too many items to hide. You can keep your personal items here rather than having them hinder your chances of a sale.
  • DON’T go overboard with smells – Creating a welcoming atmosphere with smell is recommended, but only subtly! Don’t make your house smell like a perfume store or a cherry orchard.
  • DON’T leave things lying around – From your laundry to the phone bill; don’t leave odd bits and pieces lying around the home.

Great tips for creating the right atmosphere to sell your home

Creating the right atmosphere is a must when trying to sell your home! You want the viewers to feel relaxed and at ease, so they feel comfortable enough to take their time browsing your property. It is all about creating that ambience that makes people think ‘I could see myself living here’. Here are two top tips for achieving that feel…

A great way of creating a homely and welcoming vibe is through the use of scented candles. As mentioned above, don’t go overboard. A few carefully placed candles achieve the perfect vibe. Or, you could purchase fragrance sachets. The key is to be subtle with your fragrance selection. You don’t want your viewers to start coughing the moment they walk through your front door.

Another tried and tested way to put someone in the mood for buying is with music. Music helps to put people at ease and it can also make an emotional connection with the viewers. Don’t just play any old song! It must fit in with the style of your home and the individuals that are viewing it. Play the music at a low volume and ensure it is down-tempo. Don’t go for anything too risqué! Keep your selection neutral.

Follow the tips above to stage your home successfully!

Posted in Health & Lifestyle, Property0 Comments

Don’t Settle For a House…Buy a Town!

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There are a lot of unusual properties that are put up for sale, and recently a small town was sold on the eBay website. This town is located in Washington in the United States. It was first established in 1898 when the Gold Rush hit the area and has been there ever since. Now one person owns it all including a log cabin that is 100 years old, a four bedroom ranch, a gas station with a restaurant and now one person also owns the zip code.. Continue Reading

Posted in Money, National, Property7 Comments

First homebuyers may be scared off by small rate rises

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Mortgage Choice

Mortgage Choice

Mortgage Choice has surveyed First Homebuyers to get an understanding of what rate rises might mean for them and the property industry at large.

An increase of just two percentage points puts more than a quarter of Australians looking at their first home out of the race. However it should be noted with a rate rise and the fleeing of potential buyers will put downward pressure on property prices negating some of the downside risk.

The survey by Mortgage Choice shows that the majority of First homebuyers are buying to secure their  longtime financial security, and with the instability of the share market of recent times it’s no wonder Australian’s back the property sector. Continue Reading

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Mortgage Choice Top Tips for property investors

Mortgage Choice Top Tips for property investors

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Use the equity from another property

Tapping into your home’s equity, or equity from another property investment, can be a great launching platform for buying an investment property. According to Mortgage Choice’s latest investor survey, 60% of those looking to buy an investment property before mid 2011 plan to access the equity in their home in order to fund all or part of their investment property purchase. How does this work? Say your home is valued at $700,000 and you owe $350,000 on your mortgage, you can use the $350,000 equity in your home to pay for up to 100% of the new property, or if it is more expensive you may be able to borrow more with some lenders.

Pick a loan tailored to your investment strategy

Meeting lending criteria is only half the challenge; another big one is choosing a loan. Think carefully about interest only vs. principal and interest options. Although interest only loans will not reduce the loan amount, they do result in smaller monthly repayments and allow you to make greater contributions to your principal place of residence or to invest in another asset, all the while allowing the investment property to grow in value through capital gains.

Consult a buyers agent/property finder

Seek professional advice about what type of property will maximise your investment. Most investors want property to secure them (as an average over the entire loan term) an annual return on investment that is higher than the costs eg. if net rent is 3% and the interest rate is 7% then it only needs to grow in value at more than 4% to be profitable. Experienced buyers agents know the market better than most and are a valuable resource for advice and for negotiating with property sellers and/or their agents.

Positive vs. negative gearing

Expenses you incur on an investment property are tax deductible. If your loan repayments, fees and other property-related costs exceed your rental income, the net loss can be offset against other income you derive, reducing the amount of tax payable on that income. This is called negative gearing. Or, you may consider positive gearing, where the annual rental income received from the property covers or is higher than the repayments and costs.

Consider all the costs

It is crucial to create a detailed budget outlining your outgoings and earnings. Property investment usually incurs unexpected expenses and it is easy to go over budget on improvements and repairs. Don’t fall into the trap of relying on your property’s income to cover additional costs such as new hot water systems or interest rate rises. Also think about capital gains tax you will have to pay if you decide to sell the property. Be sure to consult your taxation advisor.

Call the customer service centre on 13 MORTGAGE, visit or or

Posted in Property2 Comments

The first & only Beauty company in Australia awarded CarbonNeutral® status

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Daily Essence (Aust) Pty Ltd has become the only beauty and lifestyle brand in Australia to be awarded CarbonNeutral® certification by reducing its carbon footprint to net zero.

This means consumers can feel good in the knowledge that Daily Essence is leaving a significantly minimal carbon footprint compared to other beauty and lifestyle brands in Australia. Continue Reading

Posted in Environment, Fashion & Beauty0 Comments

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