Tag Archive | "personal finance"

7 Ways To Get On Top Of Your Finances


When it comes to managing your finances it can be incredibly hard to stay on top of everything. With regular bills, unexpected payments and everything else going out of your account, keeping track can often feel like a bit of a minefield. Whilst it may feel impossible at times, there are lots of tips and tricks you can take into consideration when it comes to managing your bank balance. With that in mind, here are 7 ways to get on top of your finances: Read the full story

Posted in Business & FinanceComments (2)

5 Serious Threats To Your Finances


Although some people would argue otherwise, money really does make the world go around. Granted, you don’t need to be uber rich to be happy, but it is difficult to stay positive when you’re facing money troubles. You need cash to put food on the table and clothes on your back, which is why it’s vital that you take care of your financial life. A big part of this is tackling the problems that threaten it. With that in mind, here are five serious financial threats that you might face. Read the full story

Posted in Business & FinanceComments (0)

What Financial Stumbling Blocks Are You Faced With?


When it comes to money, we all have things that we are comfortable with and things that we are not. It’s only natural. Because money is definitely one of the areas of life that we aren’t always okay with talking about. Or thinking about. Or even dealing with. But at the same time, your finances are real. And they are something that you HAVE to be able to get to grips with. Even if you’re struggling right now, that doesn’t have to be the case forever. But, if you want to be financial issue free, you need to make sure that you’re pushing through the problem areas. So this means that you have to not only identify them, but work on them. So let’s take a look at what financial stumbling blogs you could currently be facing.

Expensive Bills

We all have bills. We all have to pay them. But there are some bills that we pay that are definitely way more expensive than they need to be. And this could be because you’re just not shopping around. Here, you will want to make sure that you’re looking for cheap auto insurance rates or lower-priced home broadband deals. If you can reduce the cost of what you need to pay, you will free up money for the things you need.

Unnecessary Bills

But then also, there are likely to be bills that you really don’t need to be paying for! You may find that you have duplicate bills, or subscriptions that you really don’t need. If you want to make sure that you’re only paying out on what you need, go through your bills and expenditure and cut out what’s not necessary.

Low Income

If the amount of money you earn is restricting you, you need to change that. Come up with a plan to help you get a pay rise, look for a new job, or even get a second job! Or maybe you like the idea of starting a side hustle? This could help you to increase your income too.

Overspending

So from here, maybe your main issue is that you’re just spending way more than you earn. And this will ALWAYS be a problem. We will address poor habits next, but this one is something that you should really look to weed out if you struggle with it. Because you will never be able to get through your financial issues if you’re getting into debt and constantly spending more money that you should be.

Poor Financial Practices

Then the final thing that you may be faced with, is bad financial habits. And this can be tough. Maybe you know that you’re not in the best possible position and that you don’t handle your money well, but you just don’t know what your issues are or how to change them? This is where you’re going to want to really address how you think of money and how you act with it too. So that you can start to build better practices that will help you to be financially healthy.

Posted in MoneyComments (3)


  7 Reasons to Subscribe

Subscribe via: (Email / RSS)