Tag Archive | "covid 19"

Beyond COVID-19: Don’t Forget About These Business Dangers


Right now, a lot of business owners are focused on ensuring that their companies are safe from the dangers of COVID-19 and the potential issue of spreading the virus. That’s totally understandable and it’s fair to say that the world has never faced a health crisis quite like this one. There’s no cure here and the disease is spreading at an alarming rate. There is also the chance of a second wave and a dangerous mutation. However, even as you put social distancing plans in place for your business model, It’s important that you don’t forget about some of the other dangers that might be plaguing your business. Let’s explore some of the issues that you might encounter in your company. 

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Trips And Slips

This is probably the easiest danger to prevent in your business and it’s also one of the most common reasons why business employees do end up filing personal injury claims. They might trip over a loose wire or slip on a wet floor. One of the easiest ways to handle this danger is to make sure that you are appointing a health and safety officer. They can explore your business and ensure that there are no hazards here that are potentially being overlooked. They can even tell you what measures should be in place. 

Falls 

It’s not always going to be an issue for a typical office company but falls are a major concern for certain businesses like construction companies. That’s why businesses like this will invest in height safety rails to protect their employees. Don’t forget a fall from a high height could also injure people below too so there are multiple people that must be protected in this type of scenario. 

Of course, falls can also be an issue in an office and this is usually going to be a problem where the business property hasn’t been well maintained or kept in the right condition. In other words, you need to ensure that bannisters on stairs aren’t loose or wobbly and that there are no repairs that have been left for years in your company. 

Bullying 

It’s important to be aware that not every danger that exists in your business could cause physical harm to your employees or your customers. You need to be prepared for the possibility that it’s a problem that causes mental harm such as bullying. Bullying needs to be stamped out immediately in a business model because it can cause adverse consequences for your company. You might find that it lowers productivity levels right down and it could even result in your business getting poor reviews. Particularly, if the word does get out that staff are bullied. Don’t forget that as a business owner you are responsible for both the physical and mental wellbeing of your employees. 

We hope this helps you understand some of the key dangers that might be apparent in your business model. If you take the right steps, then you will be able to make sure that you do keep your business safe and prevent further issues in your company model.

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Sort Out Your Finances During Lockdown


We may be in the middle of a pandemic right now, but there are certain elements of life that continue on whether we want it to or not. We still have to pay our mortgages, we still have to pay our bills and we still have to work to earn money. During lockdown, it’s hard to think beyond the worry of what’s happening with Coronavirus and how the world responds to that, but you have to if you want to remember to pay your bills on time!

Your finances can still do with a declutter – even now – and it’s the perfect time to get it sorted. You are stuck at home, and while you may be working, you still need to be on top of things. So, let’s take a look at how you can look after your finances in lockdown. 

Coins Inside Jar

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  • Look At Your Payments. Right now, your local gym may be shut. So, why are you still paying for it? You need to look at your outgoings right now and see whether or not there are things that you can cancel or freeze while you can’t use them. Everything from the gym to a luxury movie theatre pass can be frozen while you can’t use them, and you can save some cash this way.
  • How’s The Interest Looking? If you currently have a high-interest savings account, how is it doing? How much are you earning with it? You need to look into it and make sure that you aren’t being cut down. Check around and see whether you can get a better interest rate. Right now, you’re likely spending less and able to save more, so a higher interest account is a great idea.
  • Get Receipts Ready For Tax Time. You can get help with your taxes from websites like https://www.taxreturn.com.au/tax-file-number-guide/, but now is the perfect time to gather your receipts so that you can get money back if you’re owed it. If you’re organised now, you can be ready for when tax season kicks in.
  • Get Out Of Your Overdraft. If you have the chance to pay off your overdraft now, do it. You are going to need to have your accounts running properly when the world kicks back in, and if you can pay off your overdraft you’re going to be in a better financial position. 
  • Haggle An Energy Deal. You’re at home a lot more right now, and so the last thing that you want to do is pay out hundreds for your heat and light while you’re stuck. Speak to your energy provider and see if you can make some savings during the pandemic. Given that it’s a hard time for everyone right now, they may be able to offer you a deal so that you pay less!

Lockdown may not be the most fun time, but it’s a good time to start looking at your finances and getting them straightened out. Life is on pause: it’s time to rethink your money!

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